All Financial Calculators

33 free calculators · No signup required · Updated for Budget 2024-25

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Loan & EMI

7 calculators
🔥 Popular
EMI Calculator
Home, Car & Personal Loan EMI with amortization
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SIP vs EMI
Should you invest or prepay your loan?
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🔥 Popular
Loan Eligibility
How much loan can you get based on income?
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Loan Comparison
Compare up to 4 bank loan offers side-by-side
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Car Loan EMI
Optimised for car loan parameters
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Home Loan EMI
Home loan + tax benefits (Sec 24B)
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Personal Loan EMI
Flat & reducing rate comparison
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Investment

10 calculators
🔥 Popular
SIP Calculator
Monthly SIP returns with wealth projection
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Lump Sum Calculator
One-time investment future value
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Step-Up SIP Calculator
Annual SIP increase for faster wealth building
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Goal-Based SIP
How much SIP to reach any financial goal?
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SWP Calculator
Systematic withdrawal from corpus
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Compound Interest
CI vs Simple Interest, all frequencies
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CAGR Calculator
Compound annual growth rate of investments
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PPF Calculator
Public Provident Fund — 15yr EEE investment
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NPS Calculator
National Pension System corpus & monthly pension
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🔥 Popular
Capital Gains Tax
STCG & LTCG — Budget 2024 updated rates
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Savings

5 calculators
🔥 Popular
FD Calculator
Fixed Deposit maturity with TDS calculation
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RD Calculator
Recurring Deposit with quarterly compounding
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🔥 Popular
EPF / PF Calculator
Employee Provident Fund — employer match + interest
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Savings Goal
Monthly savings plan to reach any goal
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Emergency Fund
How much emergency corpus you need
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Tax & Salary

5 calculators
🔥 Popular
Income Tax Calculator
Old vs New regime, TDS & ITR estimation
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HRA Calculator
House Rent Allowance exemption (Sec 10(13A))
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Gratuity Calculator
Gratuity as per Payment of Gratuity Act
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NPS Tax Benefit
Section 80CCD benefits and corpus projection
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🔥 Popular
GST Calculator
Add / Remove GST — all rates (5% to 28%)
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Planning Tools

6 calculators
🔥 Popular
Budget Planner
Income, expenses, investments & 50-30-20 rule
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Retirement Corpus
How much corpus to retire comfortably?
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FIRE Calculator
Financial Independence, Retire Early timeline
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Net Worth Calculator
Total assets minus liabilities tracker
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Rent vs Buy
Should you rent or buy a house?
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Inflation Calculator
Future costs & purchasing power erosion
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❓ Frequently Asked Questions
Are these financial calculators free?

Yes, all calculators on What Is My Budget are completely free with no registration or sign-up required.

How accurate are these financial calculators?

Our calculators use standard Indian financial formulas including RBI-standard EMI calculation, SEBI-compliant SIP calculations, Income Tax Act provisions, and EPFO-prescribed EPF formulas. They are regularly updated for budget changes.

Which calculator should I use for home loan planning?

Use the EMI Calculator for monthly payment, Loan Eligibility Calculator to check how much you qualify for, and Rent vs Buy Calculator to decide if buying makes financial sense.