Terms & Conditions

1. Acceptance of Terms

By accessing and using WhatIsMyBudget.com, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.

2. Nature of Service

WhatIsMyBudget.com provides free online financial calculators for educational and informational purposes only. All tools (EMI Calculator, SIP Calculator, Tax Calculator, etc.) are designed to help users understand financial concepts and perform approximate calculations.

3. Not Financial Advice

The calculations, projections, and information provided on this website do NOT constitute financial advice, investment advice, tax advice, or any other form of professional advice. Always consult a qualified financial advisor, chartered accountant, or tax professional before making financial decisions.

4. Accuracy of Calculations

While we strive for accuracy, calculations are approximate and may differ from actual bank/institution calculations due to rounding methods, processing fees, holidays, or other factors. Tax calculations are based on publicly available slab information and may not reflect the latest amendments.

5. No Warranty

This website is provided "as is" without any warranty. We do not guarantee that the tools will be error-free, uninterrupted, or that results will be accurate for specific financial decisions.

6. Limitation of Liability

WhatIsMyBudget.com and its creators shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on its calculations.

7. Intellectual Property

All content, design, code, and calculators on this website are the intellectual property of WhatIsMyBudget.com. You may not copy, reproduce, or distribute any part of this website without prior written consent.

8. External Links

Our blog articles may reference external resources. We are not responsible for the content or privacy practices of external websites.

9. Modifications

We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the new terms.

10. Governing Law

These terms are governed by and construed in accordance with the laws of India.